If you’d like to begin making costs prior to or even to make overpayments into the mortgage

Up until ent loan getting refugees who have been inserted as an ingredient out of a municipal refugee reception plan. The new Swedish parliament has decided to terminate the possibility to make use of to have equipment money, productive . This is why you are not any longer capable get a house gadgets financing out-of CSN. If you have been provided a house equipment loan, youre to continue and work out money on this financing since regular. Right here you can read in the settling your property gizmos loan.

Dining table off contents

• Attract toward loan
• Repaying the house products loan
• Tempting up against a choice from the CSN

Notice with the mortgage

CSN costs appeal to your currency you use. Inside 2023, the interest rate is actually step one,eight per cent. The eye is determined regarding the time you will get the borrowed funds until you possess paid off the complete financial obligation. Thus once you pay the mortgage both of you you desire to settle the cash you have therefore the interest. The interest can’t be got rid of.

Settling the house devices financing

You begin trying to repay the loan a couple of years after first researching the bucks. It takes anywhere between step one and eight years to settle the mortgage, based on how far you owe. We’ll automatically give you paying-in slides if it is for you personally to begin making money.

We’re going to upload step 3 investing-in slips simultaneously. Whenever we upload the brand new investing-when you look at the glides, we shall charges a notice percentage out-of SEK 40. So it amounts so you can a total of SEK 120 a-year. If you’re unable to spend the bills on time, then there are to spend a reminder fee away from SEK 60.

You can start and work out payments just before two years provides enacted, if you’d like. In this situation, purchase the newest paying-for the slides shortly after logging towards the Mina sidor Hemutrustningslan (My Pages Home equipment financing) how much would a $300 payday loan cost here at .

You could desire create overpayments on your loan. In such a case, replace the count said with the purchasing-in sneak. Should you want to pay back the whole loan in a single fee, please contact us.

Whenever you are having problems to make payments

While you are having trouble and work out payments on the mortgage, you can affect pay reduced or even pay little at the all to own a season. CSN tend to charges desire, even although you aren’t and make costs into the loan. This means that, your debt might possibly be expanding while you are not paying.

If you’re unable to pay the loan

1. We are going to send you a note. You will then have to pay the latest SEK 60 reminder fee.
2. If you can’t pay even after getting the reminder, we will posting a different note next month, proclaiming that we can terminate the mortgage to own immediate payment.
3. If you’re unable to shell out, we shall cancel the borrowed funds to own instantaneous commission. You’ll then found a spending-inside slip for the whole personal debt. As financing could have been terminated, you will no longer manage to make an application for deferred payment.
4. If you fail to pay that loan which was ended, we may submit brand new state they the fresh new Administration Expert ( Kronofogden ).

Danger of number out-of low-percentage

If for example the situation try handed on Administration Authority, your chance receiving track of low-fee. Credit report businesses material information away from low-percentage once they have received data in the Enforcement Authority. UC and Kreditfakta is examples of credit file companies.

Whenever you are paying down of overseas

Could you be repaying your residence equipment mortgage out-of a different country than simply Sweden? You can find different methods from commission based on your location. In many cases, the lending company charge you to have handling the commission.

Installment regarding home equipment funds can be built to CSN’s account during the Danske Lender that with Bankgiro number 5201-1053.