?? Create a record of your Requirements add
Observe and this data files you currently shielded and those you nevertheless still need working for the, manage a checklist of the many houses mortgage requirements as well as their corresponding status on a great spreadsheet.
Double-read the reliability of your suggestions on your own documents to get rid of waits. And additionally, attain your posts in a single folder otherwise package to be sure everything’s set up after you fill out the newest homes financing criteria so you can Pag-IBIG.
?? Bid Wisely into the Services Not as much as Negotiated Sales
Individuals who want to get attributes below discussed income are essential making a quote because of the entry an offer to buy inside the a closed envelope. Brand new borrower into large quote provides the chance to purchase the house or property. Pag-IBIG brings a list of home less than this category which have a beneficial given bidding months.
And then make a bid can be hugely fun, however, this needs to be carried out with far thought. Go to the showcased assets basic-all houses under discussed business is actually totally created however, possibly quit or perhaps in necessity of restoration.
- Features are offered to the an enthusiastic as it is, where was base, so you accept the present day health of the property.
- Has the benefit of ought not to slip underneath the possessions market value put by Pag-IBIG.
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Land around discussed income is ordered having an economy based your preferred mode off payment which you yourself can together with indicate whenever bidding.
- 30% write off for cash commands payable in this thirty day period
- 20% dismiss having brief-name availment payable into the equivalent monthly obligations having one year
- 10% dismiss for long-term availment
What to do Second whether your Pag-IBIG Housing Application for the loan Will get Refused
It can be exhausting, not to mention painful, however, that doesn’t mean your dream off home ownership try totally smashed. Weiterlesen